Land Home Financial Services in Georgia vs the state
8.6%Denial rate-10.65 pts vs state
9.1%Decision denial rate-15.98 pts vs state
77.1%Origination rate+23.05 pts vs state
8.25%Median rate+1.63 pts vs state
0.61Rate spread (pts)+0.34 pts vs state
$106kMedian applicant income
27Loans originated
3Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 37 | 6.6% | 6.99% | #395 |
| 2024 | 32 | 28 | 0.0% | 7.50% | #492 |
| 2025 | 35 | 27 | 8.6% | 8.25% | #496 |
What Land Home Financial Services lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lowndes County | 5 | 4 | 1 | 20.0% |
| Floyd County | 3 | 3 | 0 | 0.0% |
| Rockdale County | 2 | 1 | 0 | 0.0% |
| Laurens County | 2 | 2 | 0 | 0.0% |
| Henry County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 0 | 0 | 0.0% |
| Gordon County | 2 | 2 | 0 | 0.0% |
| Clinch County | 2 | 1 | 1 | 50.0% |
| Chattooga County | 2 | 2 | 0 | 0.0% |
| Cobb County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 35 applications in 2025, of which 27 were originated and 3 denied.
8.6% of all applications, or 9.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Land Home Financial Services originated in Georgia in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology