Lakeview Loan Servicing · Illinois · 2025

Lakeview Loan Servicing in Illinois: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 2,288 mortgage applications in Illinois in 2025, ranking #38 of 1,150 lenders active in the state. It originated 20.9% of them and denied 54.4% (63.6% of the applications it decided), against a statewide denial rate of 17.1%.

2.3kApplicationsin IL
63.6%Decision denial ratestate 21.7%
6.63%Median ratestate 6.75%
$255,000Median loanstate $185,000
$112MVolume68 counties

Lakeview Loan Servicing in Illinois vs the state

54.4%Denial rate+37.25 pts vs state
63.6%Decision denial rate+41.95 pts vs state
20.9%Origination rate-37.85 pts vs state
6.63%Median rate-0.13 pts vs state
0.49Rate spread (pts)+0.11 pts vs state
$117kMedian applicant income
478Loans originated
1,244Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236009361.0%6.38%#97
20241,42625757.2%6.75%#56
20252,28847854.4%6.63%#38

What Lakeview Loan Servicing lends in Illinois

By loan purpose

Home purchase 45 2% · 20.0% denied
Refinance 1,176 51% · 53.7% denied
Cash-out refinance 542 24% · 58.1% denied
Other / HELOC 525 23% · 55.1% denied

By loan type

Conventional 1,238 54% · 53.9% denied
FHA 867 38% · 56.5% denied
VA 183 8% · 47.5% denied

Why it denied Illinois applicants

Incomplete application 911 73%
Debt-to-income ratio 128 10%
Credit history 104 8%
Other 56 5%
Collateral 40 3%
Employment history 4 0%
Insufficient cash 1 0%

Where in Illinois

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 877134513 58.5%
Will County 23347131 56.2%
DuPage County 1844596 52.2%
Lake County 1573583 52.9%
Kane County 1433576 53.1%
McHenry County 1284155 43.0%
St. Clair County 801950 62.5%
Kendall County 591828 47.5%
Madison County 511720 39.2%
Winnebago County 421023 54.8%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 2,288 applications in 2025, of which 478 were originated and 1,244 denied.

54.4% of all applications, or 63.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Lakeview Loan Servicing originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology