LAFCU Credit Union in Ohio vs the state
0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-21.89 pts vs state
85.7%Origination rate+25.81 pts vs state
5.06%Median rate-1.81 pts vs state
-0.52Rate spread (pts)-0.91 pts vs state
$121kMedian applicant income
6Loans originated
0Denied
What LAFCU Credit Union lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most LAFCU Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ottawa County | 2 | 2 | 0 | 0.0% |
| Wood County | 2 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Clermont County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 7 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans LAFCU Credit Union originated in Ohio in 2025 was 5.06%, against a statewide median of 6.88%.
About this data. Figures are LAFCU Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology