Knoxville Teachers Federal Credit Union in Tennessee vs the state
0.5%Denial rate-16.64 pts vs state
0.5%Decision denial rate-21.17 pts vs state
98.5%Origination rate+40.41 pts vs state
6.65%Median rate+0.03 pts vs state
-0.14Rate spread (pts)-0.37 pts vs state
$144kMedian applicant income
196Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 76 | 2.6% | 6.99% | #330 |
| 2024 | 107 | 103 | 1.9% | 7.15% | #294 |
| 2025 | 199 | 196 | 0.5% | 6.65% | #217 |
What Knoxville Teachers Federal Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Knoxville Teachers Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 126 | 124 | 1 | 0.8% |
| Roane County | 36 | 35 | 0 | 0.0% |
| Anderson County | 14 | 14 | 0 | 0.0% |
| Loudon County | 7 | 7 | 0 | 0.0% |
| Union County | 6 | 6 | 0 | 0.0% |
| Blount County | 4 | 4 | 0 | 0.0% |
| Sevier County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Grainger County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 199 applications in 2025, of which 196 were originated and 1 denied.
0.5% of all applications, or 0.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Knoxville Teachers Federal Credit Union originated in Tennessee in 2025 was 6.65%, against a statewide median of 6.62%.
About this data. Figures are Knoxville Teachers Federal Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology