Kiavi Funding in Arkansas vs the state
3.8%Denial rate-14.44 pts vs state
14.3%Decision denial rate-8.84 pts vs state
21.3%Origination rate-35.50 pts vs state
10.99%Median rate+4.37 pts vs state
—Rate spread (pts)
—Median applicant income
74Loans originated
13Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 19 | 16.2% | 11.50% | #218 |
| 2024 | 104 | 65 | 11.5% | 11.45% | #148 |
| 2025 | 347 | 74 | 3.8% | 10.99% | #73 |
What Kiavi Funding lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sebastian County | 80 | 2 | 1 | 1.3% |
| Benton County | 74 | 27 | 6 | 8.1% |
| Pulaski County | 42 | 19 | 0 | 0.0% |
| Craighead County | 34 | 1 | 1 | 2.9% |
| Saline County | 26 | 3 | 0 | 0.0% |
| Greene County | 24 | 0 | 0 | 0.0% |
| Garland County | 16 | 0 | 1 | 6.3% |
| Washington County | 13 | 9 | 2 | 15.4% |
| Sharp County | 9 | 1 | 0 | 0.0% |
| Jefferson County | 6 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 347 applications in 2025, of which 74 were originated and 13 denied.
3.8% of all applications, or 14.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Kiavi Funding originated in Arkansas in 2025 was 10.99%, against a statewide median of 6.63%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology