Keystone Funding in Tennessee vs the state
5.7%Denial rate-11.43 pts vs state
5.7%Decision denial rate-15.97 pts vs state
71.4%Origination rate+13.35 pts vs state
6.49%Median rate-0.13 pts vs state
0.51Rate spread (pts)+0.28 pts vs state
$124kMedian applicant income
25Loans originated
2Denied
What Keystone Funding lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Keystone Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 9 | 5 | 0 | 0.0% |
| Knox County | 8 | 7 | 0 | 0.0% |
| Blount County | 5 | 4 | 0 | 0.0% |
| Sumner County | 5 | 5 | 0 | 0.0% |
| Rutherford County | 3 | 0 | 2 | 66.7% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Anderson County | 1 | 1 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 35 applications in 2025, of which 25 were originated and 2 denied.
5.7% of all applications, or 5.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Keystone Funding originated in Tennessee in 2025 was 6.49%, against a statewide median of 6.62%.
About this data. Figures are Keystone Funding's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology