Kbhs Home Loans in Washington vs the state
5.7%Denial rate-9.96 pts vs state
7.9%Decision denial rate-11.67 pts vs state
66.4%Origination rate+5.29 pts vs state
6.00%Median rate-0.63 pts vs state
-0.11Rate spread (pts)-0.30 pts vs state
$170kMedian applicant income
280Loans originated
24Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 286 | 178 | 8.0% | 5.88% | #127 |
| 2024 | 325 | 218 | 5.9% | 6.25% | #122 |
| 2025 | 422 | 280 | 5.7% | 6.00% | #116 |
What Kbhs Home Loans lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Kbhs Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 146 | 98 | 8 | 5.5% |
| Snohomish County | 127 | 79 | 9 | 7.1% |
| King County | 112 | 81 | 7 | 6.3% |
| Kitsap County | 32 | 22 | 0 | 0.0% |
| Thurston County | 5 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 422 applications in 2025, of which 280 were originated and 24 denied.
5.7% of all applications, or 7.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Kbhs Home Loans originated in Washington in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Kbhs Home Loans's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology