Ixonia Bank in Tennessee vs the state
5.6%Denial rate-11.53 pts vs state
8.0%Decision denial rate-13.69 pts vs state
64.4%Origination rate+6.33 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.25 pts vs state
$94kMedian applicant income
333Loans originated
29Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 49 | 2.4% | 6.75% | #320 |
| 2024 | 569 | 335 | 7.2% | 6.88% | #94 |
| 2025 | 517 | 333 | 5.6% | 6.63% | #113 |
What Ixonia Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rutherford County | 117 | 77 | 6 | 5.1% |
| Davidson County | 108 | 65 | 9 | 8.3% |
| Sumner County | 44 | 30 | 0 | 0.0% |
| Wilson County | 41 | 20 | 2 | 4.9% |
| Montgomery County | 22 | 12 | 2 | 9.1% |
| Williamson County | 18 | 17 | 0 | 0.0% |
| Robertson County | 16 | 13 | 2 | 12.5% |
| Rhea County | 13 | 11 | 0 | 0.0% |
| Macon County | 13 | 7 | 0 | 0.0% |
| Hamilton County | 12 | 6 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 517 applications in 2025, of which 333 were originated and 29 denied.
5.6% of all applications, or 8.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Ixonia Bank originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology