Ixonia Bank in Indiana vs the state
4.1%Denial rate-12.43 pts vs state
5.5%Decision denial rate-14.69 pts vs state
70.9%Origination rate+8.61 pts vs state
6.75%Median rate0.00 pts vs state
0.65Rate spread (pts)+0.28 pts vs state
$94kMedian applicant income
394Loans originated
23Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 187 | 120 | 11.2% | 7.44% | #183 |
| 2024 | 620 | 426 | 4.4% | 6.99% | #93 |
| 2025 | 556 | 394 | 4.1% | 6.75% | #106 |
What Ixonia Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 161 | 111 | 9 | 5.6% |
| Porter County | 127 | 101 | 1 | 0.8% |
| Marion County | 71 | 47 | 2 | 2.8% |
| LaPorte County | 33 | 22 | 1 | 3.0% |
| Hamilton County | 30 | 20 | 0 | 0.0% |
| Hendricks County | 16 | 13 | 1 | 6.3% |
| Allen County | 11 | 5 | 3 | 27.3% |
| Cass County | 10 | 6 | 0 | 0.0% |
| Miami County | 9 | 7 | 0 | 0.0% |
| Jasper County | 9 | 7 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 556 applications in 2025, of which 394 were originated and 23 denied.
4.1% of all applications, or 5.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Ixonia Bank originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology