Iserve Residential Lending in Tennessee vs the state
4.8%Denial rate-12.30 pts vs state
5.7%Decision denial rate-15.99 pts vs state
73.5%Origination rate+15.42 pts vs state
6.50%Median rate-0.12 pts vs state
0.52Rate spread (pts)+0.29 pts vs state
$94kMedian applicant income
258Loans originated
17Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 312 | 223 | 6.7% | 6.63% | #135 |
| 2024 | 318 | 236 | 3.5% | 6.63% | #139 |
| 2025 | 351 | 258 | 4.8% | 6.50% | #146 |
What Iserve Residential Lending lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Iserve Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rutherford County | 55 | 41 | 2 | 3.6% |
| Davidson County | 26 | 13 | 0 | 0.0% |
| Sumner County | 21 | 13 | 1 | 4.8% |
| Robertson County | 14 | 9 | 2 | 14.3% |
| Knox County | 14 | 8 | 0 | 0.0% |
| Warren County | 12 | 10 | 2 | 16.7% |
| Wilson County | 12 | 7 | 0 | 0.0% |
| Bedford County | 12 | 10 | 0 | 0.0% |
| Williamson County | 12 | 9 | 0 | 0.0% |
| Coffee County | 12 | 7 | 2 | 16.7% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 351 applications in 2025, of which 258 were originated and 17 denied.
4.8% of all applications, or 5.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Iserve Residential Lending originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Iserve Residential Lending's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology