Iserve Residential Lending in Indiana vs the state
2.9%Denial rate-13.71 pts vs state
3.7%Decision denial rate-16.44 pts vs state
65.7%Origination rate+3.46 pts vs state
6.63%Median rate-0.13 pts vs state
0.20Rate spread (pts)-0.17 pts vs state
$102kMedian applicant income
23Loans originated
1Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 18 | 14 | 0.0% | 6.93% | #470 |
| 2025 | 35 | 23 | 2.9% | 6.63% | #390 |
What Iserve Residential Lending lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Iserve Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 14 | 11 | 0 | 0.0% |
| Hamilton County | 7 | 5 | 0 | 0.0% |
| Hancock County | 3 | 2 | 0 | 0.0% |
| Clark County | 3 | 1 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Floyd County | 2 | 0 | 1 | 50.0% |
| Hendricks County | 2 | 1 | 0 | 0.0% |
| Allen County | 1 | 0 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 35 applications in 2025, of which 23 were originated and 1 denied.
2.9% of all applications, or 3.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Iserve Residential Lending originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Iserve Residential Lending's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology