Investor Mortgage Finance · New Hampshire · 2025

Investor Mortgage Finance in New Hampshire: approval rate, denial rate and rates (2025)

Investor Mortgage Finance took 20 mortgage applications in New Hampshire in 2025, ranking #189 of 535 lenders active in the state. It originated 35.0% of them and denied 35.0% (50.0% of the applications it decided), against a statewide denial rate of 16.5%.

20Applicationsin NH
50.0%Decision denial ratestate 20.3%
7.45%Median ratestate 6.82%
$290,000Median loanstate $265,000
$2.3MVolume0 counties

Investor Mortgage Finance in New Hampshire vs the state

35.0%Denial rate+18.51 pts vs state
50.0%Decision denial rate+29.73 pts vs state
35.0%Origination rate-26.71 pts vs state
7.45%Median rate+0.63 pts vs state
Rate spread (pts)
Median applicant income
7Loans originated
7Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024241516.7%7.25%#165
202520735.0%7.45%#189

What Investor Mortgage Finance lends in New Hampshire

By loan purpose

Home purchase 6 30% · 33.3% denied
Refinance 4 20% · 50.0% denied
Cash-out refinance 10 50% · 30.0% denied

By loan type

Conventional 20 100% · 35.0% denied

Why it denied New Hampshire applicants

Collateral 4 57%
Unverifiable information 2 29%
Credit history 1 14%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 20 applications in 2025, of which 7 were originated and 7 denied.

35.0% of all applications, or 50.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Investor Mortgage Finance originated in New Hampshire in 2025 was 7.45%, against a statewide median of 6.82%.

About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology