Intouch Credit Union · Nevada · 2025

Intouch Credit Union in Nevada: approval rate, denial rate and rates (2025)

Intouch Credit Union took 80 mortgage applications in Nevada in 2025, ranking #160 of 627 lenders active in the state. It originated 48.8% of them and denied 35.0% (37.8% of the applications it decided), against a statewide denial rate of 17.5%.

80Applicationsin NV
37.8%Decision denial ratestate 22.2%
6.65%Median ratestate 6.63%
$75,000Median loanstate $305,000
$4.1MVolume2 counties

Intouch Credit Union in Nevada vs the state

35.0%Denial rate+17.55 pts vs state
37.8%Decision denial rate+15.62 pts vs state
48.8%Origination rate-8.96 pts vs state
6.65%Median rate+0.03 pts vs state
0.63Rate spread (pts)+0.34 pts vs state
$91kMedian applicant income
39Loans originated
28Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023602638.3%9.38%#171
2024672846.3%6.89%#173
2025803935.0%6.65%#160

What Intouch Credit Union lends in Nevada

By loan purpose

Home purchase 1 1% · 100.0% denied
Refinance 4 5% · 50.0% denied
Cash-out refinance 39 49% · 33.3% denied
Home improvement 17 21% · 29.4% denied
Other / HELOC 19 24% · 36.8% denied

By loan type

Conventional 80 100% · 35.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 16 57%
Credit history 7 25%
Collateral 4 14%
Other 1 4%

Where in Nevada

Counties with the most Intouch Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 783827 34.6%
Nye County 211 50.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 80 applications in 2025, of which 39 were originated and 28 denied.

35.0% of all applications, or 37.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Intouch Credit Union originated in Nevada in 2025 was 6.65%, against a statewide median of 6.63%.

About this data. Figures are Intouch Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology