Interstate Home Loan Center in Texas vs the state
16.7%Denial rate-2.76 pts vs state
25.0%Decision denial rate+0.10 pts vs state
50.0%Origination rate-4.88 pts vs state
6.99%Median rate+0.49 pts vs state
0.46Rate spread (pts)+0.26 pts vs state
$137kMedian applicant income
3Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 5 | 0.0% | 7.88% | #1,001 |
| 2025 | 6 | 3 | 16.7% | 6.99% | #1,059 |
What Interstate Home Loan Center lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Interstate Home Loan Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 1 | 0 | 0 | 0.0% |
| Harris County | 1 | 1 | 0 | 0.0% |
| Denton County | 1 | 0 | 0 | 0.0% |
| McLennan County | 1 | 1 | 0 | 0.0% |
| Fort Bend County | 1 | 1 | 0 | 0.0% |
| Collin County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 6 applications in 2025, of which 3 were originated and 1 denied.
16.7% of all applications, or 25.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Interstate Home Loan Center originated in Texas in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Interstate Home Loan Center's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology