Interlinc Mortgage Services · Tennessee · 2025

Interlinc Mortgage Services in Tennessee: approval rate, denial rate and rates (2025)

Interlinc Mortgage Services took 276 mortgage applications in Tennessee in 2025, ranking #172 of 1,274 lenders active in the state. It originated 79.4% of them and denied 4.0% (4.8% of the applications it decided), against a statewide denial rate of 17.1%.

276Applicationsin TN
4.8%Decision denial ratestate 21.7%
6.62%Median ratestate 6.62%
$365,000Median loanstate $225,000
$84MVolume30 counties

Interlinc Mortgage Services in Tennessee vs the state

4.0%Denial rate-13.15 pts vs state
4.8%Decision denial rate-16.90 pts vs state
79.4%Origination rate+21.27 pts vs state
6.62%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.03 pts vs state
$124kMedian applicant income
219Loans originated
11Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233863148.0%6.88%#111
20243192238.5%6.88%#138
20252762194.0%6.62%#172

What Interlinc Mortgage Services lends in Tennessee

By loan purpose

Home purchase 259 94% · 1.9% denied
Refinance 5 2% · 0.0% denied
Cash-out refinance 12 4% · 50.0% denied

By loan type

Conventional 155 56% · 3.2% denied
FHA 90 33% · 5.6% denied
VA 28 10% · 3.6% denied
USDA / RHS 3 1% · 0.0% denied

Why it denied Tennessee applicants

Incomplete application 4 36%
Debt-to-income ratio 3 27%
Other 1 9%
Employment history 1 9%
Collateral 1 9%
Credit history 1 9%

Where in Tennessee

Counties with the most Interlinc Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sumner County 65600 0.0%
Davidson County 45312 4.4%
Williamson County 30200 0.0%
Wilson County 28222 7.1%
Smith County 19142 10.5%
Rutherford County 17150 0.0%
Coffee County 980 0.0%
Montgomery County 870 0.0%
Robertson County 740 0.0%
Dickson County 660 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 276 applications in 2025, of which 219 were originated and 11 denied.

4.0% of all applications, or 4.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Interlinc Mortgage Services originated in Tennessee in 2025 was 6.62%, against a statewide median of 6.62%.

About this data. Figures are Interlinc Mortgage Services's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology