Interlinc Mortgage Services in Kentucky vs the state
2.3%Denial rate-16.50 pts vs state
2.8%Decision denial rate-20.65 pts vs state
79.0%Origination rate+21.00 pts vs state
6.75%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.13 pts vs state
$97kMedian applicant income
411Loans originated
12Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 357 | 290 | 4.5% | 6.99% | #87 |
| 2024 | 452 | 345 | 2.9% | 6.99% | #76 |
| 2025 | 520 | 411 | 2.3% | 6.75% | #78 |
What Interlinc Mortgage Services lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Interlinc Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 321 | 254 | 7 | 2.2% |
| Bullitt County | 50 | 42 | 1 | 2.0% |
| Oldham County | 24 | 19 | 0 | 0.0% |
| Spencer County | 16 | 13 | 0 | 0.0% |
| Shelby County | 12 | 9 | 1 | 8.3% |
| Nelson County | 11 | 10 | 0 | 0.0% |
| Hopkins County | 11 | 9 | 0 | 0.0% |
| Hardin County | 10 | 9 | 1 | 10.0% |
| Henderson County | 9 | 6 | 0 | 0.0% |
| Meade County | 5 | 5 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 520 applications in 2025, of which 411 were originated and 12 denied.
2.3% of all applications, or 2.8% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Interlinc Mortgage Services originated in Kentucky in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Interlinc Mortgage Services's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology