Inspire Home Loans in Nevada vs the state
9.0%Denial rate-8.49 pts vs state
9.6%Decision denial rate-12.59 pts vs state
78.7%Origination rate+20.97 pts vs state
4.88%Median rate-1.75 pts vs state
-0.91Rate spread (pts)-1.20 pts vs state
$126kMedian applicant income
369Loans originated
42Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 439 | 352 | 7.3% | 5.50% | #52 |
| 2024 | 637 | 491 | 9.7% | 5.63% | #44 |
| 2025 | 469 | 369 | 9.0% | 4.88% | #59 |
What Inspire Home Loans lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Inspire Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 456 | 361 | 42 | 9.2% |
| Nye County | 13 | 8 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 469 applications in 2025, of which 369 were originated and 42 denied.
9.0% of all applications, or 9.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Inspire Home Loans originated in Nevada in 2025 was 4.88%, against a statewide median of 6.63%.
About this data. Figures are Inspire Home Loans's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology