Inova · Nevada · 2025

Inova in Nevada: approval rate, denial rate and rates (2025)

Inova took 5 mortgage applications in Nevada in 2025, ranking #366 of 627 lenders active in the state. It originated 40.0% of them and denied 40.0% (50.0% of the applications it decided), against a statewide denial rate of 17.5%.

5Applicationsin NV
50.0%Decision denial ratestate 22.2%
2.99%Median ratestate 6.63%
$75,000Median loanstate $305,000
$110kVolume2 counties

Inova in Nevada vs the state

40.0%Denial rate+22.55 pts vs state
50.0%Decision denial rate+27.78 pts vs state
40.0%Origination rate-17.71 pts vs state
2.99%Median rate-3.64 pts vs state
-0.51Rate spread (pts)-0.80 pts vs state
$106kMedian applicant income
2Loans originated
2Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20248525.0%2.99%#337
20255240.0%2.99%#366

What Inova lends in Nevada

By loan purpose

Refinance 1 20% · 0.0% denied
Cash-out refinance 1 20% · 100.0% denied
Other / HELOC 3 60% · 33.3% denied

By loan type

Conventional 5 100% · 40.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 1 50%
Credit history 1 50%

Where in Nevada

Counties with the most Inova applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 311 33.3%
Lyon County 211 50.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 5 applications in 2025, of which 2 were originated and 2 denied.

40.0% of all applications, or 50.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Inova originated in Nevada in 2025 was 2.99%, against a statewide median of 6.63%.

About this data. Figures are Inova's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology