Ice Lender Holdings in Indiana vs the state
7.8%Denial rate-8.73 pts vs state
25.0%Decision denial rate+4.86 pts vs state
23.5%Origination rate-38.72 pts vs state
7.88%Median rate+1.13 pts vs state
—Rate spread (pts)
—Median applicant income
12Loans originated
4Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 2 | 36.8% | 8.13% | #437 |
| 2024 | 31 | 10 | 25.8% | 7.94% | #390 |
| 2025 | 51 | 12 | 7.8% | 7.88% | #349 |
What Ice Lender Holdings lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 32 | 4 | 4 | 12.5% |
| Lake County | 6 | 3 | 0 | 0.0% |
| Allen County | 3 | 3 | 0 | 0.0% |
| Hamilton County | 2 | 1 | 0 | 0.0% |
| St. Joseph County | 2 | 1 | 0 | 0.0% |
| Howard County | 1 | 0 | 0 | 0.0% |
| Delaware County | 1 | 0 | 0 | 0.0% |
| Floyd County | 1 | 0 | 0 | 0.0% |
| Johnson County | 1 | 0 | 0 | 0.0% |
| Tippecanoe County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 51 applications in 2025, of which 12 were originated and 4 denied.
7.8% of all applications, or 25.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Ice Lender Holdings originated in Indiana in 2025 was 7.88%, against a statewide median of 6.75%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology