Honor Credit Union in Indiana vs the state
17.4%Denial rate+0.82 pts vs state
22.2%Decision denial rate+2.08 pts vs state
58.7%Origination rate-3.55 pts vs state
7.25%Median rate+0.50 pts vs state
0.38Rate spread (pts)+0.02 pts vs state
$103kMedian applicant income
27Loans originated
8Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 45 | 27.5% | 8.00% | #277 |
| 2024 | 33 | 20 | 24.2% | 7.06% | #384 |
| 2025 | 46 | 27 | 17.4% | 7.25% | #359 |
What Honor Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Honor Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Joseph County | 24 | 14 | 5 | 20.8% |
| LaPorte County | 11 | 7 | 2 | 18.2% |
| Elkhart County | 3 | 2 | 0 | 0.0% |
| Marshall County | 1 | 0 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Steuben County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 0 | 0 | 0.0% |
| Porter County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 0 | 0 | 0.0% |
| Kosciusko County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 46 applications in 2025, of which 27 were originated and 8 denied.
17.4% of all applications, or 22.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Honor Credit Union originated in Indiana in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Honor Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology