Homexpress Mortgage in Oklahoma vs the state
39.7%Denial rate+21.74 pts vs state
40.7%Decision denial rate+17.84 pts vs state
56.9%Origination rate+0.80 pts vs state
7.63%Median rate+1.00 pts vs state
1.21Rate spread (pts)+0.86 pts vs state
$279kMedian applicant income
66Loans originated
46Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 37 | 48.0% | 8.38% | #193 |
| 2024 | 111 | 62 | 42.3% | 8.19% | #163 |
| 2025 | 116 | 66 | 39.7% | 7.63% | #166 |
What Homexpress Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 31 | 16 | 15 | 48.4% |
| Tulsa County | 26 | 17 | 9 | 34.6% |
| Cleveland County | 10 | 8 | 2 | 20.0% |
| McCurtain County | 6 | 1 | 4 | 66.7% |
| Comanche County | 6 | 5 | 1 | 16.7% |
| Cherokee County | 5 | 1 | 3 | 60.0% |
| McClain County | 4 | 2 | 2 | 50.0% |
| Pottawatomie County | 3 | 0 | 2 | 66.7% |
| Okmulgee County | 3 | 2 | 1 | 33.3% |
| Grady County | 2 | 0 | 2 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 116 applications in 2025, of which 66 were originated and 46 denied.
39.7% of all applications, or 40.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Homexpress Mortgage originated in Oklahoma in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology