Homexpress Mortgage in Maine vs the state
53.7%Denial rate+37.37 pts vs state
54.7%Decision denial rate+34.64 pts vs state
42.6%Origination rate-19.58 pts vs state
7.38%Median rate+0.50 pts vs state
0.75Rate spread (pts)+0.43 pts vs state
$124kMedian applicant income
23Loans originated
29Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 11 | 33.3% | 8.00% | #160 |
| 2024 | 50 | 21 | 58.0% | 8.63% | #113 |
| 2025 | 54 | 23 | 53.7% | 7.38% | #122 |
What Homexpress Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Penobscot County | 14 | 5 | 8 | 57.1% |
| York County | 9 | 5 | 3 | 33.3% |
| Cumberland County | 6 | 3 | 3 | 50.0% |
| Androscoggin County | 6 | 4 | 2 | 33.3% |
| Kennebec County | 5 | 0 | 5 | 100.0% |
| Oxford County | 4 | 1 | 3 | 75.0% |
| Washington County | 2 | 1 | 1 | 50.0% |
| Aroostook County | 2 | 1 | 1 | 50.0% |
| Somerset County | 2 | 0 | 2 | 100.0% |
| Waldo County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 54 applications in 2025, of which 23 were originated and 29 denied.
53.7% of all applications, or 54.7% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Homexpress Mortgage originated in Maine in 2025 was 7.38%, against a statewide median of 6.88%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology