Hometown Equity Mortgage in Wyoming vs the state
50.0%Denial rate+34.44 pts vs state
50.0%Decision denial rate+30.41 pts vs state
50.0%Origination rate-11.01 pts vs state
7.63%Median rate+1.13 pts vs state
—Rate spread (pts)
$372kMedian applicant income
3Loans originated
3Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 1 | 83.3% | 7.63% | #170 |
| 2025 | 6 | 3 | 50.0% | 7.63% | #177 |
What Hometown Equity Mortgage lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Hometown Equity Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carbon County | 2 | 2 | 0 | 0.0% |
| Crook County | 1 | 0 | 1 | 100.0% |
| Lincoln County | 1 | 0 | 1 | 100.0% |
| Platte County | 1 | 0 | 1 | 100.0% |
| Sheridan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 6 applications in 2025, of which 3 were originated and 3 denied.
50.0% of all applications, or 50.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Hometown Equity Mortgage originated in Wyoming in 2025 was 7.63%, against a statewide median of 6.50%.
About this data. Figures are Hometown Equity Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology