Hometown Equity Mortgage in Maine vs the state
51.1%Denial rate+34.78 pts vs state
52.3%Decision denial rate+32.19 pts vs state
46.7%Origination rate-15.50 pts vs state
7.50%Median rate+0.63 pts vs state
1.62Rate spread (pts)+1.30 pts vs state
$132kMedian applicant income
21Loans originated
23Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 10 | 2 | 80.0% | 8.38% | #204 |
| 2025 | 45 | 21 | 51.1% | 7.50% | #130 |
What Hometown Equity Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Hometown Equity Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 10 | 5 | 5 | 50.0% |
| Cumberland County | 10 | 5 | 5 | 50.0% |
| Penobscot County | 5 | 0 | 5 | 100.0% |
| Kennebec County | 5 | 3 | 2 | 40.0% |
| Washington County | 2 | 0 | 2 | 100.0% |
| Aroostook County | 2 | 1 | 1 | 50.0% |
| Androscoggin County | 2 | 2 | 0 | 0.0% |
| Sagadahoc County | 2 | 1 | 1 | 50.0% |
| Somerset County | 2 | 0 | 1 | 50.0% |
| Oxford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 45 applications in 2025, of which 21 were originated and 23 denied.
51.1% of all applications, or 52.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Hometown Equity Mortgage originated in Maine in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are Hometown Equity Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology