Hometown Equity Mortgage in Kansas vs the state
45.5%Denial rate+30.42 pts vs state
50.0%Decision denial rate+31.72 pts vs state
45.5%Origination rate-18.37 pts vs state
6.81%Median rate+0.19 pts vs state
2.04Rate spread (pts)+1.74 pts vs state
$148kMedian applicant income
10Loans originated
10Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 2 | 71.4% | 9.38% | #364 |
| 2024 | 7 | 2 | 71.4% | 7.81% | #372 |
| 2025 | 22 | 10 | 45.5% | 6.81% | #289 |
What Hometown Equity Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Hometown Equity Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 12 | 5 | 5 | 41.7% |
| Sedgwick County | 4 | 1 | 3 | 75.0% |
| Wyandotte County | 4 | 2 | 2 | 50.0% |
| Miami County | 1 | 1 | 0 | 0.0% |
| Riley County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 22 applications in 2025, of which 10 were originated and 10 denied.
45.5% of all applications, or 50.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Hometown Equity Mortgage originated in Kansas in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Hometown Equity Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology