Hometown Equity Mortgage in Arkansas vs the state
52.4%Denial rate+34.19 pts vs state
52.4%Decision denial rate+29.25 pts vs state
42.9%Origination rate-13.97 pts vs state
7.38%Median rate+0.75 pts vs state
0.86Rate spread (pts)+0.52 pts vs state
$420kMedian applicant income
9Loans originated
11Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 5 | 57.1% | 7.38% | #297 |
| 2024 | 22 | 10 | 50.0% | 8.56% | #262 |
| 2025 | 21 | 9 | 52.4% | 7.38% | #281 |
What Hometown Equity Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Hometown Equity Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garland County | 6 | 3 | 2 | 33.3% |
| Benton County | 4 | 3 | 1 | 25.0% |
| Pulaski County | 3 | 1 | 2 | 66.7% |
| Cleburne County | 2 | 0 | 2 | 100.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
| Sebastian County | 1 | 0 | 1 | 100.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Saline County | 1 | 0 | 1 | 100.0% |
| Cross County | 1 | 0 | 1 | 100.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 21 applications in 2025, of which 9 were originated and 11 denied.
52.4% of all applications, or 52.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Hometown Equity Mortgage originated in Arkansas in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Hometown Equity Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology