Homebridge Financial Services in Massachusetts vs the state
20.8%Denial rate+4.59 pts vs state
23.1%Decision denial rate+3.16 pts vs state
67.2%Origination rate+4.60 pts vs state
9.79%Median rate+3.16 pts vs state
0.20Rate spread (pts)+0.11 pts vs state
$144kMedian applicant income
168Loans originated
52Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 434 | 270 | 24.9% | 6.75% | #94 |
| 2024 | 299 | 163 | 28.8% | 8.13% | #111 |
| 2025 | 250 | 168 | 20.8% | 9.79% | #134 |
What Homebridge Financial Services lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 48 | 34 | 12 | 25.0% |
| Middlesex County | 35 | 25 | 3 | 8.6% |
| Bristol County | 34 | 23 | 8 | 23.5% |
| Plymouth County | 33 | 20 | 9 | 27.3% |
| Norfolk County | 26 | 17 | 7 | 26.9% |
| Essex County | 24 | 15 | 3 | 12.5% |
| Suffolk County | 17 | 11 | 4 | 23.5% |
| Hampden County | 11 | 8 | 1 | 9.1% |
| Barnstable County | 10 | 6 | 3 | 30.0% |
| Berkshire County | 5 | 4 | 1 | 20.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 250 applications in 2025, of which 168 were originated and 52 denied.
20.8% of all applications, or 23.1% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Homebridge Financial Services originated in Massachusetts in 2025 was 9.79%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology