Homebridge Financial Services in Iowa vs the state
28.0%Denial rate+15.14 pts vs state
33.3%Decision denial rate+18.02 pts vs state
54.0%Origination rate-14.46 pts vs state
9.85%Median rate+3.35 pts vs state
-0.17Rate spread (pts)-0.36 pts vs state
$101kMedian applicant income
27Loans originated
14Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 19 | 27.3% | 6.88% | #247 |
| 2024 | 38 | 19 | 31.6% | 6.50% | #233 |
| 2025 | 50 | 27 | 28.0% | 9.85% | #217 |
What Homebridge Financial Services lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 7 | 4 | 2 | 28.6% |
| Dickinson County | 5 | 4 | 1 | 20.0% |
| Linn County | 4 | 1 | 2 | 50.0% |
| Muscatine County | 2 | 1 | 0 | 0.0% |
| Marion County | 2 | 1 | 1 | 50.0% |
| Hardin County | 2 | 1 | 1 | 50.0% |
| Warren County | 2 | 0 | 2 | 100.0% |
| Dallas County | 2 | 0 | 2 | 100.0% |
| Johnson County | 2 | 1 | 0 | 0.0% |
| Emmet County | 2 | 1 | 1 | 50.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 50 applications in 2025, of which 27 were originated and 14 denied.
28.0% of all applications, or 33.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Homebridge Financial Services originated in Iowa in 2025 was 9.85%, against a statewide median of 6.50%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology