Homebridge Financial Services in Indiana vs the state
16.7%Denial rate+0.10 pts vs state
18.9%Decision denial rate-1.29 pts vs state
69.6%Origination rate+7.32 pts vs state
10.28%Median rate+3.53 pts vs state
0.10Rate spread (pts)-0.26 pts vs state
$99kMedian applicant income
192Loans originated
46Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 170 | 81 | 35.9% | 7.50% | #194 |
| 2024 | 183 | 110 | 22.4% | 6.88% | #200 |
| 2025 | 276 | 192 | 16.7% | 10.28% | #169 |
What Homebridge Financial Services lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 45 | 31 | 7 | 15.6% |
| Lake County | 29 | 18 | 5 | 17.2% |
| Hamilton County | 21 | 18 | 2 | 9.5% |
| Porter County | 20 | 18 | 1 | 5.0% |
| Allen County | 13 | 10 | 1 | 7.7% |
| Clark County | 13 | 10 | 1 | 7.7% |
| St. Joseph County | 13 | 8 | 3 | 23.1% |
| LaPorte County | 11 | 7 | 1 | 9.1% |
| Hendricks County | 8 | 3 | 3 | 37.5% |
| Floyd County | 7 | 3 | 2 | 28.6% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 276 applications in 2025, of which 192 were originated and 46 denied.
16.7% of all applications, or 18.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Homebridge Financial Services originated in Indiana in 2025 was 10.28%, against a statewide median of 6.75%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology