Homeamerican Mortgage in Nevada vs the state
8.1%Denial rate-9.36 pts vs state
8.9%Decision denial rate-13.32 pts vs state
78.0%Origination rate+20.30 pts vs state
4.50%Median rate-2.13 pts vs state
-1.72Rate spread (pts)-2.01 pts vs state
$130kMedian applicant income
376Loans originated
39Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 854 | 566 | 16.9% | 5.75% | #32 |
| 2024 | 968 | 758 | 8.3% | 5.50% | #34 |
| 2025 | 482 | 376 | 8.1% | 4.50% | #56 |
What Homeamerican Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Homeamerican Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 466 | 363 | 37 | 7.9% |
| Nye County | 16 | 13 | 2 | 12.5% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 482 applications in 2025, of which 376 were originated and 39 denied.
8.1% of all applications, or 8.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Homeamerican Mortgage originated in Nevada in 2025 was 4.50%, against a statewide median of 6.63%.
About this data. Figures are Homeamerican Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology