Home Mortgage Alliance Corporation (HMAC) in Louisiana vs the state
20.0%Denial rate-2.17 pts vs state
25.0%Decision denial rate-3.15 pts vs state
50.0%Origination rate-1.97 pts vs state
7.38%Median rate+0.75 pts vs state
1.46Rate spread (pts)+1.10 pts vs state
$114kMedian applicant income
5Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 4 | 35.7% | 8.69% | #360 |
| 2024 | 12 | 6 | 8.3% | 8.50% | #353 |
| 2025 | 10 | 5 | 20.0% | 7.38% | #376 |
What Home Mortgage Alliance Corporation (HMAC) lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Home Mortgage Alliance Corporation (HMAC) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 4 | 4 | 0 | 0.0% |
| St. Tammany Parish | 3 | 0 | 1 | 33.3% |
| Lafayette Parish | 1 | 1 | 0 | 0.0% |
| St. John the Baptist Parish | 1 | 0 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 0 | 1 | 100.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 10 applications in 2025, of which 5 were originated and 2 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Home Mortgage Alliance Corporation (HMAC) originated in Louisiana in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Home Mortgage Alliance Corporation (HMAC)'s own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology