Home Loan Investment Bank · Wyoming · 2025

Home Loan Investment Bank in Wyoming: approval rate, denial rate and rates (2025)

Home Loan Investment Bank took 5 mortgage applications in Wyoming in 2025, ranking #191 of 411 lenders active in the state. It originated 20.0% of them and denied 60.0% (75.0% of the applications it decided), against a statewide denial rate of 15.6%.

5Applicationsin WY
75.0%Decision denial ratestate 19.6%
9.95%Median ratestate 6.50%
$25,000Median loanstate $235,000
$25kVolume4 counties

Home Loan Investment Bank in Wyoming vs the state

60.0%Denial rate+44.44 pts vs state
75.0%Decision denial rate+55.41 pts vs state
20.0%Origination rate-41.01 pts vs state
9.95%Median rate+3.45 pts vs state
6.10Rate spread (pts)+5.87 pts vs state
$108kMedian applicant income
1Loans originated
3Denied

What Home Loan Investment Bank lends in Wyoming

By loan purpose

Home purchase 1 20% · 100.0% denied
Home improvement 4 80% · 50.0% denied

By loan type

FHA 4 80% · 50.0% denied
USDA / RHS 1 20% · 100.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 2 67%
Other 1 33%

Where in Wyoming

Counties with the most Home Loan Investment Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 211 50.0%
Niobrara County 101 100.0%
Campbell County 100 0.0%
Natrona County 101 100.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 5 applications in 2025, of which 1 were originated and 3 denied.

60.0% of all applications, or 75.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Home Loan Investment Bank originated in Wyoming in 2025 was 9.95%, against a statewide median of 6.50%.

About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology