Home Loan Investment Bank in Indiana vs the state
34.8%Denial rate+18.21 pts vs state
57.1%Decision denial rate+37.00 pts vs state
26.1%Origination rate-36.16 pts vs state
8.10%Median rate+1.35 pts vs state
3.91Rate spread (pts)+3.54 pts vs state
$88kMedian applicant income
6Loans originated
8Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 14 | 22.7% | 7.73% | #331 |
| 2024 | 42 | 15 | 33.3% | 7.95% | #358 |
| 2025 | 23 | 6 | 34.8% | 8.10% | #441 |
What Home Loan Investment Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 9 | 3 | 2 | 22.2% |
| Marion County | 3 | 0 | 2 | 66.7% |
| Pulaski County | 2 | 0 | 1 | 50.0% |
| LaPorte County | 2 | 1 | 1 | 50.0% |
| Henry County | 1 | 0 | 0 | 0.0% |
| Hendricks County | 1 | 0 | 1 | 100.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 0 | 0 | 0.0% |
| Elkhart County | 1 | 0 | 1 | 100.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 23 applications in 2025, of which 6 were originated and 8 denied.
34.8% of all applications, or 57.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Home Loan Investment Bank originated in Indiana in 2025 was 8.10%, against a statewide median of 6.75%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology