Hingham Institution for Savings, The in Massachusetts vs the state
10.3%Denial rate-5.89 pts vs state
11.5%Decision denial rate-8.45 pts vs state
77.8%Origination rate+15.18 pts vs state
—Median rate
—Rate spread (pts)
$385kMedian applicant income
98Loans originated
13Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 132 | 105 | 7.6% | 6.50% | #199 |
| 2024 | 105 | 83 | 6.7% | — | #223 |
| 2025 | 126 | 98 | 10.3% | — | #223 |
What Hingham Institution for Savings, The lends in Massachusetts
By loan purpose
By loan type
Where in Massachusetts
Counties with the most Hingham Institution for Savings, The applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 41 | 36 | 2 | 4.9% |
| Plymouth County | 22 | 16 | 4 | 18.2% |
| Middlesex County | 18 | 13 | 2 | 11.1% |
| Nantucket County | 16 | 12 | 2 | 12.5% |
| Norfolk County | 11 | 6 | 2 | 18.2% |
| Barnstable County | 9 | 8 | 0 | 0.0% |
| Worcester County | 4 | 3 | 0 | 0.0% |
| Bristol County | 3 | 2 | 1 | 33.3% |
| Essex County | 1 | 1 | 0 | 0.0% |
| Hampden County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 126 applications in 2025, of which 98 were originated and 13 denied.
10.3% of all applications, or 11.5% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Hingham Institution for Savings, The's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology