GTE Federal Credit Union · Wyoming · 2025

GTE Federal Credit Union in Wyoming: approval rate, denial rate and rates (2025)

GTE Federal Credit Union took 8 mortgage applications in Wyoming in 2025, ranking #160 of 411 lenders active in the state. It originated 87.5% of them and denied 12.5% (12.5% of the applications it decided), against a statewide denial rate of 15.6%.

8Applicationsin WY
12.5%Decision denial ratestate 19.6%
9.00%Median ratestate 6.50%
$105,000Median loanstate $235,000
$935kVolume4 counties

GTE Federal Credit Union in Wyoming vs the state

12.5%Denial rate-3.06 pts vs state
12.5%Decision denial rate-7.09 pts vs state
87.5%Origination rate+26.49 pts vs state
9.00%Median rate+2.50 pts vs state
1.80Rate spread (pts)+1.57 pts vs state
$144kMedian applicant income
7Loans originated
1Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20247271.4%10.63%#154
20258712.5%9.00%#160

What GTE Federal Credit Union lends in Wyoming

By loan purpose

Home purchase 1 13% · 0.0% denied
Home improvement 2 25% · 0.0% denied
Other / HELOC 5 63% · 20.0% denied

By loan type

Conventional 8 100% · 12.5% denied

Why it denied Wyoming applicants

Other 1 100%

Where in Wyoming

Counties with the most GTE Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 550 0.0%
Park County 101 100.0%
Sublette County 110 0.0%
Natrona County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 8 applications in 2025, of which 7 were originated and 1 denied.

12.5% of all applications, or 12.5% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans GTE Federal Credit Union originated in Wyoming in 2025 was 9.00%, against a statewide median of 6.50%.

About this data. Figures are GTE Federal Credit Union's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology