GTE Federal Credit Union in Georgia vs the state
15.6%Denial rate-3.66 pts vs state
17.5%Decision denial rate-7.57 pts vs state
68.9%Origination rate+14.80 pts vs state
7.75%Median rate+1.13 pts vs state
0.64Rate spread (pts)+0.37 pts vs state
$181kMedian applicant income
31Loans originated
7Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 5 | 0.0% | 9.74% | #751 |
| 2024 | 27 | 16 | 22.2% | 10.13% | #522 |
| 2025 | 45 | 31 | 15.6% | 7.75% | #445 |
What GTE Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most GTE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 8 | 5 | 1 | 12.5% |
| Fulton County | 8 | 6 | 1 | 12.5% |
| DeKalb County | 4 | 3 | 1 | 25.0% |
| Gwinnett County | 4 | 4 | 0 | 0.0% |
| Fayette County | 3 | 2 | 0 | 0.0% |
| Bryan County | 2 | 2 | 0 | 0.0% |
| Coweta County | 2 | 1 | 1 | 50.0% |
| Cherokee County | 2 | 1 | 0 | 0.0% |
| Fannin County | 1 | 1 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 45 applications in 2025, of which 31 were originated and 7 denied.
15.6% of all applications, or 17.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans GTE Federal Credit Union originated in Georgia in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are GTE Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology