Griffin Funding in Michigan vs the state
23.1%Denial rate+4.56 pts vs state
27.3%Decision denial rate+4.69 pts vs state
61.5%Origination rate+1.65 pts vs state
7.25%Median rate+0.50 pts vs state
1.04Rate spread (pts)+0.64 pts vs state
$128kMedian applicant income
8Loans originated
3Denied
What Griffin Funding lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Griffin Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 4 | 1 | 2 | 50.0% |
| Oakland County | 2 | 2 | 0 | 0.0% |
| Macomb County | 2 | 2 | 0 | 0.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
| Midland County | 1 | 1 | 0 | 0.0% |
| Leelanau County | 1 | 0 | 0 | 0.0% |
| Wexford County | 1 | 1 | 0 | 0.0% |
| Genesee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 13 applications in 2025, of which 8 were originated and 3 denied.
23.1% of all applications, or 27.3% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Griffin Funding originated in Michigan in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Griffin Funding's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology