Greenbox Loans in New Jersey vs the state
2.9%Denial rate-14.75 pts vs state
3.5%Decision denial rate-19.60 pts vs state
79.4%Origination rate+23.73 pts vs state
8.75%Median rate+2.00 pts vs state
2.95Rate spread (pts)+2.67 pts vs state
$206kMedian applicant income
27Loans originated
1Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 15 | 10.8% | 10.13% | #369 |
| 2024 | 44 | 26 | 11.4% | 9.25% | #358 |
| 2025 | 34 | 27 | 2.9% | 8.75% | #392 |
What Greenbox Loans lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Greenbox Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monmouth County | 7 | 6 | 1 | 14.3% |
| Camden County | 4 | 3 | 0 | 0.0% |
| Warren County | 3 | 3 | 0 | 0.0% |
| Middlesex County | 3 | 2 | 0 | 0.0% |
| Hudson County | 3 | 2 | 0 | 0.0% |
| Union County | 2 | 1 | 0 | 0.0% |
| Passaic County | 2 | 2 | 0 | 0.0% |
| Bergen County | 2 | 1 | 0 | 0.0% |
| Cumberland County | 2 | 2 | 0 | 0.0% |
| Hunterdon County | 2 | 2 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 34 applications in 2025, of which 27 were originated and 1 denied.
2.9% of all applications, or 3.5% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Greenbox Loans originated in New Jersey in 2025 was 8.75%, against a statewide median of 6.75%.
About this data. Figures are Greenbox Loans's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology