Greenbox Loans in Georgia vs the state
7.7%Denial rate-11.53 pts vs state
9.1%Decision denial rate-15.98 pts vs state
73.1%Origination rate+18.99 pts vs state
8.00%Median rate+1.37 pts vs state
2.68Rate spread (pts)+2.41 pts vs state
$127kMedian applicant income
19Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 19 | 7.6% | 9.63% | #381 |
| 2024 | 32 | 17 | 6.3% | 8.50% | #499 |
| 2025 | 26 | 19 | 7.7% | 8.00% | #537 |
What Greenbox Loans lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Greenbox Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 8 | 5 | 2 | 25.0% |
| Gwinnett County | 5 | 4 | 0 | 0.0% |
| Chatham County | 2 | 0 | 0 | 0.0% |
| Muscogee County | 1 | 1 | 0 | 0.0% |
| Paulding County | 1 | 1 | 0 | 0.0% |
| Bartow County | 1 | 1 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
| Barrow County | 1 | 1 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
| Long County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 26 applications in 2025, of which 19 were originated and 2 denied.
7.7% of all applications, or 9.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Greenbox Loans originated in Georgia in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Greenbox Loans's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology