GoPrime Mortgage in Oregon vs the state
4.6%Denial rate-10.76 pts vs state
5.6%Decision denial rate-13.53 pts vs state
75.6%Origination rate+14.95 pts vs state
6.49%Median rate-0.26 pts vs state
0.26Rate spread (pts)-0.02 pts vs state
$88kMedian applicant income
133Loans originated
8Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 63 | 5.3% | 6.62% | #150 |
| 2024 | 120 | 88 | 5.8% | 6.50% | #145 |
| 2025 | 176 | 133 | 4.6% | 6.49% | #128 |
What GoPrime Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most GoPrime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 163 | 123 | 6 | 3.7% |
| Coos County | 3 | 3 | 0 | 0.0% |
| Lane County | 2 | 2 | 0 | 0.0% |
| Clackamas County | 2 | 0 | 2 | 100.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Multnomah County | 1 | 1 | 0 | 0.0% |
| Morrow County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Columbia County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 176 applications in 2025, of which 133 were originated and 8 denied.
4.6% of all applications, or 5.6% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans GoPrime Mortgage originated in Oregon in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are GoPrime Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology