GoPrime Mortgage in Kentucky vs the state
12.6%Denial rate-6.24 pts vs state
15.8%Decision denial rate-7.70 pts vs state
66.5%Origination rate+8.45 pts vs state
6.50%Median rate-0.25 pts vs state
0.40Rate spread (pts)+0.08 pts vs state
$71kMedian applicant income
127Loans originated
24Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 156 | 111 | 12.2% | 6.99% | #148 |
| 2024 | 138 | 107 | 8.7% | 6.63% | #164 |
| 2025 | 191 | 127 | 12.6% | 6.50% | #150 |
What GoPrime Mortgage lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most GoPrime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pike County | 23 | 11 | 5 | 21.7% |
| Madison County | 12 | 10 | 0 | 0.0% |
| Floyd County | 9 | 6 | 2 | 22.2% |
| Perry County | 8 | 7 | 0 | 0.0% |
| Rockcastle County | 7 | 7 | 0 | 0.0% |
| Whitley County | 7 | 5 | 1 | 14.3% |
| Laurel County | 7 | 3 | 1 | 14.3% |
| Garrard County | 6 | 6 | 0 | 0.0% |
| Johnson County | 6 | 1 | 3 | 50.0% |
| Bell County | 5 | 3 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 191 applications in 2025, of which 127 were originated and 24 denied.
12.6% of all applications, or 15.8% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans GoPrime Mortgage originated in Kentucky in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are GoPrime Mortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology