Goppert Financial Bank · Missouri · 2025

Goppert Financial Bank in Missouri: approval rate, denial rate and rates (2025)

Goppert Financial Bank took 49 mortgage applications in Missouri in 2025, ranking #349 of 1,023 lenders active in the state. It originated 85.7% of them and denied 10.2% (10.4% of the applications it decided), against a statewide denial rate of 15.1%.

49Applicationsin MO
10.4%Decision denial ratestate 18.7%
Median ratestate 6.63%
$165,000Median loanstate $175,000
$8.5MVolume10 counties

Goppert Financial Bank in Missouri vs the state

10.2%Denial rate-4.87 pts vs state
10.4%Decision denial rate-8.28 pts vs state
85.7%Origination rate+23.05 pts vs state
Median rate
Rate spread (pts)
$78kMedian applicant income
42Loans originated
5Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023373013.5%#364
202446394.4%#345
2025494210.2%#349

What Goppert Financial Bank lends in Missouri

By loan purpose

Home purchase 26 53% · 11.5% denied
Refinance 7 14% · 0.0% denied
Cash-out refinance 4 8% · 0.0% denied
Home improvement 7 14% · 14.3% denied
Other / HELOC 5 10% · 20.0% denied

By loan type

Conventional 49 100% · 10.2% denied

Where in Missouri

Counties with the most Goppert Financial Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ray County 13120 0.0%
Clinton County 1393 23.1%
Clay County 660 0.0%
Cass County 660 0.0%
Buchanan County 321 33.3%
Caldwell County 220 0.0%
Jackson County 220 0.0%
Carroll County 211 50.0%
Livingston County 110 0.0%
Johnson County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 49 applications in 2025, of which 42 were originated and 5 denied.

10.2% of all applications, or 10.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Goppert Financial Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology