Goldman Sachs Bank USA in Indiana vs the state
25.0%Denial rate+8.43 pts vs state
30.0%Decision denial rate+9.86 pts vs state
50.0%Origination rate-12.25 pts vs state
5.70%Median rate-1.05 pts vs state
-0.02Rate spread (pts)-0.39 pts vs state
$321kMedian applicant income
6Loans originated
3Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 5 | 33.3% | 5.30% | #539 |
| 2024 | 6 | 2 | 66.7% | 5.80% | #586 |
| 2025 | 12 | 6 | 25.0% | 5.70% | #524 |
What Goldman Sachs Bank USA lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 3 | 3 | 0 | 0.0% |
| Hamilton County | 1 | 0 | 1 | 100.0% |
| Monroe County | 1 | 0 | 0 | 0.0% |
| Tippecanoe County | 1 | 0 | 0 | 0.0% |
| Bartholomew County | 1 | 0 | 0 | 0.0% |
| Vigo County | 1 | 0 | 1 | 100.0% |
| Kosciusko County | 1 | 1 | 0 | 0.0% |
| Warrick County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 0 | 1 | 100.0% |
| Porter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 12 applications in 2025, of which 6 were originated and 3 denied.
25.0% of all applications, or 30.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Goldman Sachs Bank USA originated in Indiana in 2025 was 5.70%, against a statewide median of 6.75%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology