Gold Star Mortgage Financial Group in Nebraska vs the state
1.0%Denial rate-11.50 pts vs state
1.4%Decision denial rate-13.72 pts vs state
62.4%Origination rate-4.91 pts vs state
6.63%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.17 pts vs state
$92kMedian applicant income
121Loans originated
2Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 3 | 0.0% | 6.99% | #256 |
| 2025 | 194 | 121 | 1.0% | 6.63% | #74 |
What Gold Star Mortgage Financial Group lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 121 | 79 | 0 | 0.0% |
| Sarpy County | 43 | 26 | 2 | 4.7% |
| Saunders County | 7 | 3 | 0 | 0.0% |
| Cass County | 6 | 2 | 0 | 0.0% |
| Washington County | 5 | 4 | 0 | 0.0% |
| York County | 2 | 1 | 0 | 0.0% |
| Platte County | 2 | 1 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Lancaster County | 1 | 0 | 0 | 0.0% |
| Pierce County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 194 applications in 2025, of which 121 were originated and 2 denied.
1.0% of all applications, or 1.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Gold Star Mortgage Financial Group originated in Nebraska in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology