Gold Star Mortgage Financial Group in Indiana vs the state
2.2%Denial rate-14.42 pts vs state
2.6%Decision denial rate-17.54 pts vs state
71.2%Origination rate+8.98 pts vs state
6.63%Median rate-0.13 pts vs state
0.46Rate spread (pts)+0.09 pts vs state
$86kMedian applicant income
364Loans originated
11Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 312 | 241 | 2.6% | 6.88% | #136 |
| 2024 | 329 | 256 | 2.4% | 6.63% | #136 |
| 2025 | 511 | 364 | 2.2% | 6.63% | #115 |
What Gold Star Mortgage Financial Group lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 216 | 167 | 2 | 0.9% |
| Tippecanoe County | 81 | 55 | 1 | 1.2% |
| Porter County | 66 | 50 | 1 | 1.5% |
| Marion County | 20 | 12 | 2 | 10.0% |
| Jasper County | 13 | 8 | 0 | 0.0% |
| Howard County | 12 | 9 | 1 | 8.3% |
| Carroll County | 10 | 5 | 1 | 10.0% |
| LaPorte County | 10 | 7 | 0 | 0.0% |
| Cass County | 9 | 6 | 0 | 0.0% |
| Clinton County | 8 | 3 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 511 applications in 2025, of which 364 were originated and 11 denied.
2.2% of all applications, or 2.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Gold Star Mortgage Financial Group originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology