Go Mortgage in Georgia vs the state
2.9%Denial rate-16.28 pts vs state
3.3%Decision denial rate-21.74 pts vs state
79.4%Origination rate+25.32 pts vs state
6.25%Median rate-0.38 pts vs state
-0.02Rate spread (pts)-0.29 pts vs state
$111kMedian applicant income
27Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 60 | 27 | 13.3% | 6.00% | #396 |
| 2024 | 19 | 14 | 5.3% | 6.88% | #567 |
| 2025 | 34 | 27 | 2.9% | 6.25% | #506 |
What Go Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Go Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 8 | 7 | 0 | 0.0% |
| Cherokee County | 8 | 7 | 0 | 0.0% |
| Forsyth County | 4 | 4 | 0 | 0.0% |
| Cobb County | 4 | 4 | 0 | 0.0% |
| Paulding County | 2 | 0 | 1 | 50.0% |
| Fannin County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Coweta County | 1 | 0 | 0 | 0.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 34 applications in 2025, of which 27 were originated and 1 denied.
2.9% of all applications, or 3.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Go Mortgage originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Go Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology