Global Federal Credit Union in Arizona vs the state
25.5%Denial rate+9.22 pts vs state
34.4%Decision denial rate+13.95 pts vs state
47.7%Origination rate-11.75 pts vs state
7.13%Median rate+0.63 pts vs state
0.83Rate spread (pts)+0.61 pts vs state
$98kMedian applicant income
105Loans originated
56Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 356 | 173 | 28.7% | 9.37% | #114 |
| 2024 | 251 | 123 | 27.5% | 8.75% | #152 |
| 2025 | 220 | 105 | 25.5% | 7.13% | #170 |
What Global Federal Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Global Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 165 | 78 | 43 | 26.1% |
| Pinal County | 21 | 7 | 9 | 42.9% |
| Pima County | 15 | 9 | 1 | 6.7% |
| Yavapai County | 9 | 4 | 1 | 11.1% |
| Coconino County | 3 | 2 | 1 | 33.3% |
| Mohave County | 3 | 1 | 1 | 33.3% |
| Navajo County | 2 | 2 | 0 | 0.0% |
| Gila County | 1 | 1 | 0 | 0.0% |
| Apache County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 220 applications in 2025, of which 105 were originated and 56 denied.
25.5% of all applications, or 34.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Global Federal Credit Union originated in Arizona in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are Global Federal Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology