Genway Home Mortgage in Utah vs the state
17.9%Denial rate+1.90 pts vs state
23.8%Decision denial rate+4.63 pts vs state
57.1%Origination rate-6.10 pts vs state
7.75%Median rate+1.13 pts vs state
1.45Rate spread (pts)+1.21 pts vs state
$118kMedian applicant income
16Loans originated
5Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 3 | 14.3% | 7.75% | #302 |
| 2025 | 28 | 16 | 17.9% | 7.75% | #214 |
What Genway Home Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 11 | 3 | 3 | 27.3% |
| Utah County | 6 | 4 | 1 | 16.7% |
| Tooele County | 3 | 3 | 0 | 0.0% |
| Davis County | 2 | 1 | 1 | 50.0% |
| Uintah County | 2 | 2 | 0 | 0.0% |
| Cache County | 2 | 2 | 0 | 0.0% |
| Iron County | 1 | 1 | 0 | 0.0% |
| Sanpete County | 1 | 0 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 28 applications in 2025, of which 16 were originated and 5 denied.
17.9% of all applications, or 23.8% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Genway Home Mortgage originated in Utah in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology