Genway Home Mortgage · Missouri · 2025

Genway Home Mortgage in Missouri: approval rate, denial rate and rates (2025)

Genway Home Mortgage took 20 mortgage applications in Missouri in 2025, ranking #434 of 1,023 lenders active in the state. It originated 35.0% of them and denied 45.0% (56.3% of the applications it decided), against a statewide denial rate of 15.1%.

20Applicationsin MO
56.3%Decision denial ratestate 18.7%
7.75%Median ratestate 6.63%
$265,000Median loanstate $175,000
$1.1MVolume7 counties

Genway Home Mortgage in Missouri vs the state

45.0%Denial rate+29.93 pts vs state
56.3%Decision denial rate+37.55 pts vs state
35.0%Origination rate-27.66 pts vs state
7.75%Median rate+1.13 pts vs state
2.40Rate spread (pts)+2.05 pts vs state
$100kMedian applicant income
7Loans originated
9Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024510.0%5.63%#577
202520745.0%7.75%#434

What Genway Home Mortgage lends in Missouri

By loan purpose

Home purchase 17 85% · 41.2% denied
Refinance 2 10% · 100.0% denied
Cash-out refinance 1 5% · 0.0% denied

By loan type

Conventional 6 30% · 33.3% denied
FHA 10 50% · 40.0% denied
VA 4 20% · 75.0% denied

Why it denied Missouri applicants

Unverifiable information 3 33%
Debt-to-income ratio 2 22%
Insufficient cash 2 22%
Employment history 1 11%
Incomplete application 1 11%

Where in Missouri

Counties with the most Genway Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Greene County 404 100.0%
St. Louis County 420 0.0%
Jackson County 403 75.0%
Clay County 440 0.0%
Jefferson County 202 100.0%
Henry County 110 0.0%
Pettis County 100 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 20 applications in 2025, of which 7 were originated and 9 denied.

45.0% of all applications, or 56.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Genway Home Mortgage originated in Missouri in 2025 was 7.75%, against a statewide median of 6.63%.

About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology