Genway Home Mortgage · Mississippi · 2025

Genway Home Mortgage in Mississippi: approval rate, denial rate and rates (2025)

Genway Home Mortgage took 26 mortgage applications in Mississippi in 2025, ranking #224 of 681 lenders active in the state. It originated 50.0% of them and denied 15.4% (23.5% of the applications it decided), against a statewide denial rate of 22.9%.

26Applicationsin MS
23.5%Decision denial ratestate 28.5%
7.69%Median ratestate 6.75%
$120,000Median loanstate $135,000
$1.7MVolume8 counties

Genway Home Mortgage in Mississippi vs the state

15.4%Denial rate-7.54 pts vs state
23.5%Decision denial rate-4.92 pts vs state
50.0%Origination rate-2.87 pts vs state
7.69%Median rate+0.94 pts vs state
1.59Rate spread (pts)+1.26 pts vs state
$69kMedian applicant income
13Loans originated
4Denied

What Genway Home Mortgage lends in Mississippi

By loan purpose

Home purchase 26 100% · 15.4% denied

By loan type

Conventional 11 42% · 18.2% denied
FHA 13 50% · 7.7% denied
USDA / RHS 2 8% · 50.0% denied

Why it denied Mississippi applicants

Credit history 2 50%
Debt-to-income ratio 1 25%
Insufficient cash 1 25%

Where in Mississippi

Counties with the most Genway Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rankin County 541 20.0%
Adams County 540 0.0%
Hinds County 521 20.0%
Warren County 300 0.0%
Chickasaw County 220 0.0%
DeSoto County 210 0.0%
Pontotoc County 202 100.0%
Noxubee County 200 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 26 applications in 2025, of which 13 were originated and 4 denied.

15.4% of all applications, or 23.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Genway Home Mortgage originated in Mississippi in 2025 was 7.69%, against a statewide median of 6.75%.

About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology